What you’ll need before you start
- A verified PayPal account with at least one debit or credit card that’s eligible for online purchases.
- A verified Binance account (KYC completed) with the mobile or desktop app installed.
- Sufficient PayPal balance to cover both the purchase amount and any card or exchange fees.
Tip: Check with your card issuer that crypto-related transactions are permitted; some banks block them by default.
Step 1 – Open PayPal and go to “Wallet”
- Log into PayPal (mobile or web).
- On the home screen, tap Wallet in the top menu bar.
- You should now see a summary of your balance, linked cards, and bank accounts.
Step 2 – Link or select the card you’ll use
- Tap Link a Card.
- Enter your card number, expiry date, CVV, and billing address.
- Once added, tap the card’s tile to open its settings page.
- Scroll down and tap Set as Preferred—this tells PayPal to debit that card first.
If your card is already linked, simply open it and set it as the preferred payment method.
Step 3 – Head over to the Binance app
- Launch Binance.
- From the home screen, tap Buy Crypto (usually at the top).
- Choose Credit/Debit Card if prompted.
Step 4 – Enter the amount of crypto you want
- In the purchase form, type the fiat amount you want to spend (e.g., “100” USD).
- Make sure the card you just set as preferred in PayPal is selected as the payment method.
- Binance will display the exact quantity of BTC/ETH/USDT you’ll receive after fees.
Step 5 – Confirm and authenticate the purchase
- Review the order details and tap Continue.
- Complete any 3-D Secure or OTP verification steps your card issuer requires.
- Wait for the confirmation screen indicating a successful purchase.
Step 6 – Finalize the transfer inside PayPal (if prompted)
Depending on your region, PayPal may ask you to approve the card charge. Simply:
- Return to the PayPal “Transfer Funds” or card-authorization page.
- Confirm the exact amount that Binance is charging.
- Tap Submit or Authorize.
Step 7 – Verify the crypto is in your Binance wallet
- In Binance, tap Wallet › Spot.
- Look for your newly purchased asset and check the timestamp to confirm it just arrived.
- If it’s pending, give the network a few minutes; on-chain settlement times vary.
Step 8 – Secure and track your funds
- Enable two-factor authentication (2FA) on both PayPal and Binance.
- Record your transaction ID so you have a permanent log.
- Monitor fees; each card purchase incurs both PayPal and Binance charges.
Frequently Asked Questions
| Question | Quick Answer |
|---|---|
| Can I transfer directly from PayPal balance without a card? | Not yet. You must route funds through a linked card or bank account. |
| Will PayPal treat this as a cash-advance? | Most issuers classify it as an online purchase, but check your card’s terms to avoid surprises. |
| Is there a daily limit? | Both PayPal and Binance impose purchase caps; find yours in their account settings. |
Wrapping up
By linking a card in PayPal, setting it as your preferred method, and purchasing crypto through Binance’s Buy Crypto › Card portal, you effectively “transfer” money from PayPal to Binance. It’s fast, straightforward, and—once you’ve done it once—takes less than five minutes next time.
Happy trading, and always double-check fees and security settings before moving large sums!
You can watch How to Delete Your PayPal Account Here!
