1. Make sure your bank account is linked
Before you can transfer, PayPal needs to know where to send the funds.
- Sign in to your PayPal dashboard.
- Click “Wallet” (desktop) or tap the Wallet icon (mobile).
- Choose “Link a card or bank” and then select “Link a bank account.”
- Enter your bank’s routing number and your account number, then tap “Agree and Link.”
Verification deposits: PayPal will send two tiny deposits (usually a few cents each) to your bank within 1–2 business days. Keep an eye on your bank statement or online banking app.
2. Confirm the verification deposits
When those micro-deposits appear:
- Open the confirmation email from PayPal or log back in and click “Wallet.”
- Select the pending bank account and enter the exact deposit amounts (for example, $0.07 and $0.12).
- Click “Confirm.”
Once the numbers match, your bank account status changes to “Confirmed,” and you’re ready to transfer.
3. Start a transfer
- Return to your PayPal Home overview and click “Transfer Funds.”
On mobile, tap the balance tile and choose “Transfer”. - Pick the confirmed bank account you just linked.
- Enter the dollar amount you want to move. Double-check that you’re comfortable with any fees for instant transfers (standard transfers are free).
- Review the details. If everything looks correct, select “Transfer Now.”
4. Wait for the deposit to arrive
Standard transfers typically land in your bank within one business day (many arrive sooner). Instant transfers show up in minutes but carry a small fee.
5. Verify the funds
Open your banking app or log into online banking to confirm the money has arrived. That’s it—your PayPal balance is now in your everyday account and ready for bills, savings, or spending.
Troubleshooting tips
- Bank not showing up? Make sure the account name matches your PayPal profile and that you entered the routing and account numbers correctly.
- Transfer still pending after 24 hours? Check your email for any PayPal security alerts asking for additional information.
- Need help? Visit the PayPal Help Center or contact their support chat for real-time assistance.
Final thought: Linking and confirming your bank account only takes a few minutes, and after the first setup you can move money whenever you need it—fast, easy, and secure. Happy transferring!
You can watch How to Add PayPal Smart Buttons in Shopify Store!
